5 potential benefits of remortgaging

If your mortgage rate is coming up for renewal soon or in the next six months, you could benefit from switching to a new lender with the help of OVISO. This is because, typically, many mortgage offers will be valid for up to six months.

We can help you find the best mortgage deal for your personal situation, and perhaps remortgaging could;

Save Money
Interest rates were the lowest they have been in a generation but are starting to rise, so switching from your current rate to a new one could save thousands.

Shorten your mortgage term
Depending on your monthly budget, there is the possibility of cutting years off your mortgage term. If you can afford it, you could pay your mortgage off earlier than you previously thought possible.

Reduce monthly repayments
Once your mortgage deal has come to an end, you will typically be placed on your lender’s standard variable rate (SVR), which could be higher than the previous mortgage deal you were on.
Switching to a new provider or deal could help reduce monthly repayments as well as gain extra flexibility on your mortgage term.

Gain Incentives
Most remortgage deals have no added fees, with a free valuation and legal package. Some even come with cashback on completion, leaving you with even more cash in your pocket!

Free up extra money
If your mortgage is affordable and there is adequate equity within your property, money can be raised through remortgaging to pay for life’s extras. Perhaps you have debts to consolidate or a dream purchase to fund?

Should you wish to remortgage, OVISO are here to guide you at every stage throughout your application. Unlike most banks and building societies, we like to offer a personal touch, giving you access to your own dedicated case handler who will be available to contact from start to finish. Every recommendation is made with your needs put first.

To discuss the options available for your circumstances, why not get in touch today!

Your home may be repossessed if you do not keep up repayments on your mortgage.

Making it personal with our Google reviews

    
 
 
       Dan Roberts 
 26/08/2026
 
 
  The team at Oviso, particularly Arran, were absolutely fantastic and made the whole process of applying for a mortgage really simple and straight-forward. As first time buyers, Arran made any and all time available to help answer questions and guide us through the process, it really felt that he had our best interest at heart through the entire process and no "sales" style pressure. A huge thanks and we will be recommending them to others looking for this service.
  
 
      mark burgess 
 26/08/2026
 
 
  I recently enlisted the Help of Arran at Oviso for the purchase of my house. My job is unusual in that my wages can vary and some lenders are wary of that. Arran was brilliant in sourcing a lender that understood the nature of my job and were happy to lend. Throughout the process both he and Nicola were both pro-active with communication as well as being on hand to answer our shot questions and allay any worries we had. Arran really knows his stuff, and was able to explain everything to us simply, and in a way that wasn’t confusing with all the financial jargon that can get thrown around. With thanks to Arran, Nicola and the wider team at Oviso, we now have our wonderful home.
  
 
      Nick Smith 
 12/08/2026
 
 
  Excellent service as always from Matt and the team.  Definitely recommend their services to anyone. Thanks guys
  
 
      Kerry Toolan 
 10/08/2026
 
 
  We have just used Oviso for the sixth time in 15 years Every time we've moved or re mortgaged we have used them to get the best mortgage deal and life insurance policy. Each time the experience has been efficient, professional and friendly and all the advice we have received we feel has been delivered by expert's. Their customer service is faultless and we would not hesitate to recommend them to anyone. Thank you to Matt, Helen and all the team.
  
 
      Anne Simpson 
 05/08/2026
 
 
  Always a pleasure dealing with Amelia, Matt and the team at OVISO
  
 
      Chewis Mahogany 
 23/07/2026
 
 
  Great service by Arran and the team, have had his help a few times now in the past 5 years, he and the team are always on hand to support and guide you through the journey with their knowledge and expertise.
  
 
      Anthony Lomas 
 22/07/2026
 
 
  This wasn’t the first time I’ve used Oviso and it certainly won’t be the last. Brilliant advice from Arran and efficient support throughout from Nicola.
  
 
      sean holland 
 22/07/2026
 
 
  We have recently re mortgaged and whilst staying with our existing lender should have been the easiest option it proved to be very difficult. I was then advised to try Oviso and we didn't look back. From an initial meeting with Matt at his office in Derby the whole process has been trouble and stress free. We can't thank the team enough
  
 
      Corey O'Hara 
 22/07/2026
 
 
  10/10 service from start to finish thank-you so much!
  
 
      John-Daniel Marshall 
 01/07/2026
 
 
  Great people to work with, sat in my new house now thanks to Arran, who widened what we thought was possible.
  
 
 
  
 
 
   Google rating score: 5.0 of 5, based on 150 reviews

5 potential benefits of remortgaging

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Making it personal with our Google reviews

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