Oviso Financial Services is proud to announce its continued sponsorship of Darley Sports Football Club.
The stamp duty holiday on house purchases has been extended for a further three months. This means that until 30th June 2021 you now only pay duty on properties costing more than £500,000.
Home-buyers may need to act now to start the house purchase process to make sure they have sufficient time to complete and benefit from the stamp duty holiday.
Derbyshire development open day to offer expert advice to potential buyers in East Midlands – as well as paying the legal fees
EXPERTS from Derbyshire-based financial advisors Oviso and the Government’s Help To Buy scheme will be offering advice to First Time Buyers at an open event near Ripley.
For just one pound extra per month, our client has cleared their debts, protected their family and obtained a better interest rate.
Oviso helped a family save thousands of pounds in repayments by remortgaging their Derbyshire home.
A married couple with two young children previously contacted Oviso to review the options available for a re-mortgage on their existing home.
Did you know that new mortgage offers are valid for up to six months, therefore once your current mortgage deal ends, you simply switch to the new deal.
Interest rates have never been this low! If you're coming to the end of your mortgage deal, now could be a good time to remortgage and save you money.
First time buyer
The start of the new year brings some fresh opportunities for the mortgage market, which is good news for those looking to purchase their first property or move home.
Oviso helped a day-rate contractor who, along with his partner, owned two properties – a family home in which they both lived in and a buy-to-let property.
A decade ago, according to the Nationwide, it took the average first-time buyers in the UK less than five years to save a 10% deposit of £14,080. Compare that with today, it now takes on average six and a half years to save a 10% deposit of £18,480.
First Time Buyer Mortgages
In recent times it appears to be harder than ever to get that first step onto the property ladder. In the last 30 years house prices have increased a staggering 554%, so it may come as a surprise that first-time buyer mortgage figures have hit their highest level in a decade, according to data by Yorkshire Building Society.