Credit profile dos and don'ts

One of the most important things that people forget to consider when obtaining a mortgage is what’s on their credit profile. Take a look at how you can improve your credit rating.

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Amelia goes back to her roots with Oviso

A well-known Derby businesswomen has gone back to her roots in joining Oviso Financial Services.
Amelia Horne may be known as a business entrepreneur but the foundations of her career were as an estate agent and financial advisor.

Mortgages & Home Insurance

Moving on up

Bondholder Oviso Financial Services the mortgage and insurance advisors, have helped clients with deals worth a staggering £52m in 2018 so far, thanks to Derby’s buoyant property market. 


Life Insurance

Three reasons why life insurance is vital

Life insurance is quite often viewed as an unnecessary expense. It is however there for good reason - namely to provide security for you and your family in life’s most difficult and emotional situations by delivering a financial cushion to ease pain and suffering. 

Home Mover Mortgages

Oviso’s home buyers’ guide

Here at OVISO we recognise that buying a house can seem a rather daunting process. With so many mortgage options to choose from along with so many things to consider, it can seem very confusing! So, to help you out we’ve prepared a handy guide.

Contractor Mortgages

First Time Buyer Mortgages

The Bank of Mum and Dad continue lending

The Bank of Mum and Dad is basically a term for those parents who are in a position to be able to afford to lend their children money. For some first time buyers, this has become the easiest and fastest way to raise a deposit for their home and, since 2016, the Bank of Mum and Dad has become one of the UK’s top ten lenders! 

First-time buyers reach 10 year high

In recent times it appears to be harder than ever to get that first step onto the property ladder. In the last 30 years house prices have increased a staggering 554%, so it may come as a surprise that first-time buyer mortgage figures have hit their highest level in a decade, according to data by Yorkshire Building Society. 

Buy-to-let Mortgages

Buy-to-let Taxes

Five tax rules all landlords need to know

Landlord tax rules have seen some significant changes over the last few years – from stamp duty to capital gains tax. There are a number of different rules and reliefs that apply at every stage of the property life cycle. 

Self-employed mortgages

Mortgages Buy-to-let Mortgages First Time Buyer Mortgages