It’s great being your own boss, isn’t it? But if you were ill and couldn’t work, what would happen to your income?
What is Income Protection, how much is it and should you take it out?
If you have a condition like diabetes, it can be difficult to find life insurance that matches your needs and budget.
Whether single or married, young or old, it could be worth investing in an insurance policy.
Buy that car, get married, have a baby, buy a home with a patio for BBQs...
Think you know everything about personal insurance? Think again!
You don't have to worry about your financial position, should the worst happen.
A Will is a legally binding document, therefore there are various legal formalities you must follow to ensure it is valid.
How would you keep a roof over your head if you couldn’t work because of illness or injury?
Your employer might give you sick pay, but how long would that last? And while there are state benefits, they don’t amount to much
At some point in our lives we have all suffered ill health that has meant we were not able to go to work. According to figures from the Department for Work and Pensions, on average 960,000 employees take sick leave for a month or more every year.
Income protection cover can be much more than simply protecting your income. For example, it can even help prevent long-term sickness or injury as well as get you back to work quicker should you have had time off.
We often encourage clients to invest in policies such as Life Insurance and Critical Illness Cover to protect against worst case scenarios, but what about more common scenarios such as mental health absences?
Life insurance is quite often viewed as an unnecessary expense. It is however there for good reason - namely to provide security for you and your family in life’s most difficult and emotional situations by delivering a financial cushion to ease pain and suffering.
If the worst were to happen to you, without suitable protection, it could leave your family under a lot of financial pressure
Critical Illness Cover
Richard and Michelle Cockayne decided to set up a joint life and critical illness policy. It turned out to be a more important decision than they ever expected.