For this reason we recommend you seek support and guidance. Wills are not “one size fits all” and you may need specific advice for your individual circumstances, for example Inheritance Tax advice, care home fee protection, ring-fencing assets for the benefit of children from a previous relationship and business asset guidance.

73% of UK adults don't have a will.1

Research revealed that 73% of 16-54 year olds don't have a will, while 64% of people over the age of 55 have made their final wishes clear in a will. The research also found that men are more likely to have a will and keep it updated than women.1

When you consider over half of Royal Londons life cover claims were for people under 55, putting it off until later could be a huge mistake.2


1, October 2014
2 Royal London’s UK intermediary protection business claims paid (1 January to 31 December 2014).

Lasting Power of Attorney:

A Lasting Power of Attorney is a legally binding document, which enables you to choose a person, or people, that you trust to step into your shoes in the future if you are ever mentally or physically incapable of dealing with your own property and financial affairs or you do not have the mental capacity to make decisions surrounding your health and welfare. 

Lasting Powers of Attorney enable you to rest assured that your loved ones will not have difficulty being granted authority to deal with your matters in the future. The Lasting Power of Attorney will allow them to do anything that you would ordinarily be able to do including pay all of your household and day to day expenses, receive on your behalf your income and if necessary sell your property. If appointed over your health and welfare they can also make decisions regarding which care home you enter into, which religion you follow and also which life sustaining treatment you do, or do not, receive.


Writing a Will is critically important for all adults regardless of wealth, marital status, or age. A Will allows you to:

  1. Ensure that your possessions will be distributed as you wish.
    If you die without a Will, the law decides how your estate will be distributed. Although some property will automatically be passed to a spouse or children, exact distribution depends on the value of the property and the terms of title deeds. A Will is the only way to ensure that your wishes will be carried out.
  2. Appoint and outline powers of an Executor and/or Trustee.
    Writing a Will allows you to decide who will oversee and manage distribution of your estate. Designating a trustworthy and impartial Executor provides peace of mind that the terms of your Will will be honored.
  3. Appoint a guardian for minor children.
    Your Will serves as the legal guiding document for care of minor children in the event of the death of both parents.
  4. Specify funeral wishes.
    Specifying your funeral wishes in your Will reduces stress for loved ones and ensures your body will treated in the way you desire (e.g. burial vs. cremation).
  5. Expedite the legal process.
    It is generally faster and less costly to settle an estate with a valid Will. Reducing legal fees protects the value of your property and savings to be passed to beneficiaries.
  6. Reduce stress and heartache for loved ones.
    A Will that clearly outlines your wishes for funeral arrangements and property distribution will reduce confusion and family disagreements during a stressful and emotionally difficult time.

Why we work with Simpsons:

The aim at Simpson Solicitors is to make Wills and Probate more accessible to you in a comfortable and relaxed environment. They are Solicitors with a difference as they specialise solely in Wills and Probate Law, which is unique and their team are highly-trained experts in this field. They appreciate that you will have specific wishes regarding your estate and who it will pass to at the date of your death. Their expert advisors will discuss your individual circumstances and advise you accordingly, ensuring you have a Will in place that you have chosen and are happy with.

Further reading

The Rules of Intestacy:

Parental Responsibility Flowchart:

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