In recent times it appears to be harder than ever to get that first step onto the property ladder. In the last 30 years house prices have increased a staggering 554%, so it may come as a surprise that first-time buyer mortgage figures have hit their highest level in a decade, according to data by Yorkshire Building Society. 

Life insurance is quite often viewed as an unnecessary expense. It is however there for good reason - namely to provide security for you and your family in life’s most difficult and emotional situations by delivering a financial cushion to ease pain and suffering. 

There has been a rapid rise in self-employment over recent years, in fact the number of self-employed workers has increased from 3.3 million in 2001 to 4.8 million in 2017, according to the Office for National Statistics. This sector now account for a substantial 15% of the British workforce

Bondholder Oviso Financial Services the mortgage and insurance advisors, have helped clients with deals worth a staggering £52m in 2018 so far, thanks to Derby’s buoyant property market. 

Here at OVISO we recognise that buying a house can seem a rather daunting process. With so many mortgage options to choose from along with so many things to consider, it can seem very confusing! So, to help you out we’ve prepared a handy guide.

A recent survey by lender Aldermore discovered there is a growing ambition in the UK to become self-employed, with some 9.3 million workers planning to become their own boss. 

For just one pound extra per month, our client has cleared their debts, protected their family and obtained a better interest rate.

From the economic uncertainty of brexit to rising interest rates, what are the key factors that will affect housing this year?

When should you contact a financial adviser? Our team outline seven situations in which you may need assistance.

The PRA are introducing a rule change from 30th September. If you are a landlord, find out how this could affect you.

Couple approached OVISO with their two year fixed-rate mortgage nearing its end.

One of the most important things that people forget to consider when obtaining a mortgage is what’s on their credit profile. Take a look at how you can improve your credit rating!

Did you know you could potentially own your own home with as little as a 5% deposit?

Are you looking to save money on your current mortgage? Our financial experts explain why now could be the right time to re-mortgage.

Looking to take out a mortgage? Let us help.