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Friendly, award-winning, expert advice that’s right for you.

Just some of the reasons to choose Oviso

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A friendly and efficient service that has never failed to save us money. We thoroughly recommend talking to Oviso.
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Excellent service from start to finish. We were always kept informed and we felt the service went above and beyond.
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From the experts

Our team work hard to help you put your money to good use, read their thoughts on financial products and services below

Credit profile dos and don'ts

One of the most important things that people forget to consider when obtaining a mortgage is what’s on their credit profile. Take a look at how you can improve your credit rating.

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Mortgage & Protection Advisor vacancy

Following an extended period of growth, we are looking to recruit a full-time Mortgage & Protection Advisor to join our award-winning team

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5 potential benefits of remortgaging

Are you looking to save money on your current mortgage? Our financial experts explain why now could be the right time to re-mortgage.

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‘ACT NOW’ to benefit from stamp duty holiday

Home-buyers may need to act now to start the house purchase process to make sure they have sufficient time to complete and benefit from the stamp duty holiday.

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Finding a mortgage that's perfect for you

Friendly, expert mortgage advice from a team committed to helping you every step of the way

 

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Client secures improved mortgage deal with the help of our advisor

For just one pound extra per month, our client has cleared their debts, protected their family and obtained a better interest rate.

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Remortgaging saves a Derbyshire family over £21,000

Oviso has helped a family save thousands of pounds in repayments by remortgaging their Derbyshire home.

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Three reasons why life insurance is vital

Life insurance is quite often viewed as an unnecessary expense. It is however there for good reason - namely to provide security for you and your family in life’s most difficult and emotional situations by delivering a financial cushion to ease pain and suffering. 

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Remortgaging and how it can save you thousands

New research from Moneysupermarket has found that many of us may have misconceptions about remortgaging.

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Remortgaging through Oviso saves family over £32,000

A married couple with two young children previously contacted Oviso to review the options available for a re-mortgage on their existing home.

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Oviso_Remortgaging

Remortgage up to six months early to secure lowest interest rate ever!

Did you know that new mortgage offers are valid for up to six months, therefore once your current mortgage deal ends, you simply switch to the new deal.

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Oviso's handy guide to remortgaging

Interest rates have never been this low! If you're coming to the end of your mortgage deal, now could be a good time to remortgage and save you money.

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Oviso backs Darley Sports success

Oviso-sponsored Darley Sports Ajax Football Club have been crowned champions of the Nottingham-based Under 10 YEFL winter league.

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Oviso’s home buyers’ guide

Here at OVISO we recognise that buying a house can seem a rather daunting process. With so many mortgage options to choose from along with so many things to consider, it can seem very confusing! So, to help you out we’ve prepared a handy guide.

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Day-rate contractor releases equity to purchase a larger home

Oviso helped a day-rate contractor who, along with his partner, owned two properties – a family home in which they both lived in and a buy-to-let property.

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Our top 7 reasons to contact a financial advisor

When should you contact a financial adviser? Our team outline seven situations in which you may need assistance.

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7 common mortgage questions answered by OVISO

Looking to take out a mortgage? Let us help.

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More lenders are offering 95% loan-to-value mortgages

Since the financial crisis in 2008, lenders have been reluctant to offer high loan-to-value mortgages, which has resulted in many of us being unable to afford our dream home or take our first step onto the property ladder

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Amelia goes back to her roots with Oviso

A well-known Derby businesswomen has gone back to her roots in joining Oviso Financial Services.
Amelia Horne may be known as a business entrepreneur but the foundations of her career were as an estate agent and financial advisor.

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The Bank of Mum and Dad continue lending

The Bank of Mum and Dad is basically a term for those parents who are in a position to be able to afford to lend their children money. For some first time buyers, this has become the easiest and fastest way to raise a deposit for their home and, since 2016, the Bank of Mum and Dad has become one of the UK’s top ten lenders! 

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Derbyshire development open day to offer expert advice to potential buyers in East Midlands – as well as paying the legal fees

EXPERTS from Derbyshire-based financial advisors Oviso and the Government’s Help To Buy scheme will be offering advice to First Time Buyers at an open event near Ripley.

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Buy-to-let Taxes

Five tax rules all landlords need to know

Landlord tax rules have seen some significant changes over the last few years – from stamp duty to capital gains tax. There are a number of different rules and reliefs that apply at every stage of the property life cycle. 

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First-time buyers reach 10 year high

In recent times it appears to be harder than ever to get that first step onto the property ladder. In the last 30 years house prices have increased a staggering 554%, so it may come as a surprise that first-time buyer mortgage figures have hit their highest level in a decade, according to data by Yorkshire Building Society. 

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Moving on up

Bondholder Oviso Financial Services the mortgage and insurance advisors, have helped clients with deals worth a staggering £52m in 2018 so far, thanks to Derby’s buoyant property market. 

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Be part of the UK self-employed revolution

A recent survey by lender Aldermore discovered there is a growing ambition in the UK to become self-employed, with some 9.3 million workers planning to become their own boss. 

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5 factors that will affect housing in 2018

From the economic uncertainty of brexit to rising interest rates, what are the key factors that will affect housing this year?

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Landlords Prepare for September's Changes

The PRA are introducing a rule change from 30th September. If you are a landlord, find out how this could affect you.

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Low interest rates help young family get more for their money

Couple approached OVISO with their two year fixed-rate mortgage nearing its end.

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5% Deposit's for your mortgage

Did you know you could potentially own your own home with as little as a 5% deposit?

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Contact Us

Derby Branch
Oviso Financial Services Ltd
4 Queen Street
Derby
Derbyshire
DE1 3DL
t: 0333 321 0060
e: info@oviso.co.uk

Weekday evening and Saturday appointments with an advisor are also available upon request. Please call 0333 321 0060 for availability.

Mon09.00-17.00
Tue09.00-17.00
Wed09.00-17.00
Thu09.00-17.00
Fri09.00-17.00
Satby appointment
Sun Closed

OVISO Financial Services Limited is an Appointed Representative of Life & Easy Limited which is authorised and regulated by the Financial Conduct Authority under number 462298 in respect of mortgages, insurance and consumer credit mediation activities only.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman.
Our advice is covered under the Financial Ombudsman Service.

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