First time buyer

We will search the market for the best rates, sorting out all the admin and form-filling, so you can focus on your first house move.


To save you time and stress, we will help you to set up your mortgage and keep you updated until you've settled into your new home.


As your mortgage approaches the end of its initial rate, we can help find you a new deal that's tailored especially for you.


Getting expert advice will save you time and money. With years of buy-to-let mortgage experience, we're ready to help.


As a contractor, you may have more opportunities for securing a mortgage than you think. We can talk you through your options.

Further borrowing

There are many reasons why you may want to borrow more on your mortgage, from home improvements and holidays, to a new car.

Mortgage calculator

Our simple mortgage calculator can help you to calculate your LTV (loan to value) and what your likely mortgage repayments will be. Remember, you will need to allow for other costs such as stamp duty, solicitor fees and moving expenses.

Cost of property
Enter the purchase cost of the property
Your deposit
Enter the deposit amount. The minimum for a house is usually 10% of the property's value.
Mortgage term
Enter the number of years you want to pay your mortgage over (between 1-35 years) If you already have a mortgage then enter the number of years you have remaining on your mortgage.
Mortgage interest rate
Enter the mortgage interest rate.
Mortgage amount
Monthly repayments
Loan to value (LTV)

There will be additional fees that you'll need to include within your house purchase budget

Examples may include: Solicitor fees, Broker fees, Conveyancing fees, Mortgage fees, Stamp duty.

If your mortgage is a fixed rate, your payments will remain the same for the deal period, but could increase at the end of the deal period.

For a more detailed summary of your house purchase costs, it's advisable to discuss the options available to you for your circumstances with a qualified mortgage advisor.

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Guides and advice from our experts

Choosing a mortgage could be one of the biggest decisions you make, especially if you haven't had one before. So to help get you started, our team has written some useful guides on mortgages, insurance and protection. For tailored advice, specific to your needs, or to discuss the options available to you for your circumstances, why not get in touch with our friendly team.

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We're here to help

To find out more about mortgages, personal insurance, business insurance and protection or to discuss the options available for your circumstances, contact our team of advisors

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