Mortgage calculator
Our mortgage calculator gives you a quick estimate of your monthly repayments and loan-to-value (LTV), helping you understand what you could afford. Don’t forget to factor in additional costs like stamp duty, legal fees and moving expenses.
Cost of property
Enter the purchase cost of the property
£
Your deposit
Enter the deposit amount. The minimum for a house is usually 10% of the property's value.
£
Mortgage term
Enter the number of years you want to pay your mortgage over (between 1-35 years) If you already have a mortgage then enter the number of years you have remaining on your mortgage.
Mortgage interest rate
Enter the mortgage interest rate.
%
Mortgage amount
£0
Monthly repayments
£0
Loan to value (LTV)
0%
There will be additional fees that you'll need to include within your house purchase budget
Examples may include: Solicitor fees, Broker fees, Conveyancing fees, Mortgage fees, Stamp duty.
If your mortgage is a fixed rate, your payments will remain the same for the deal period, but could increase at the end of the deal period.
For a more detailed summary of your house purchase costs, it's advisable to discuss the options available to you for your circumstances with a qualified mortgage advisor.