A married couple put their house on the market during lockdown, as they wanted to buy a house with more space, especially as working from home during the pandemic was becoming an essential part of life.
The viewings proved a little challenging with the government Covid restrictions, but after viewing a number of properties, they found the perfect dream home. It was a new house with more space, no chain, and was ready to move into and was within their budget.
The couple had used Oviso in their previous house purchase, so got in touch to see whether Oviso could help them secure a mortgage of £360,000. They had a deposit of £140,000 which meant the loan to value was 72.0%.
After assessing their current financial situation, Oviso helped them search the marketplace to find a mortgage, including all the major banks and building societies.
Oviso presented options that offered low-interest rates as well as payments that suited the couple’s income. After considering a few lenders, the couple decided to move forward with the mortgage that had been recommended.
The whole process including applying and processing the mortgage was taken care of by Oviso. The couple were also kept informed on progress until they had their keys to their new home.
The application was dealt with so efficiently that it also enabled the couple to take advantage of the stamp duty holiday, saving the couple £15,000.
They exchanged, completed and moved into their new home.
On completion, the couple said “A massive thanks to Matt and the Oviso team for making it possible to buy our dream home! It is the second house Oviso has helped us purchase and we wouldn’t use anyone else! We have recommended Oviso to all our friends and family. They always kept us updated, which made the whole process easier for us. We didn’t need to fill out any forms, as they did it all for us! Well worth a phone call if you are thinking of buying a house or remortgaging!”
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